Excluded on Parents Auto Insurance Policy?

Excluded on Parents Auto Insurance Policy?

My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either

 

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thanks!!

 

 

When looking for car insurance..do I need a car to find car insurance?

I am planning on buying a cheap used car. I dont have it yet so I dont know the make and model yet. Also..is it better to say I got my license at 16? or at 22? Why do they ask all this? What is a good price for car insurance for a 22 yr old full time college student with a 2.98 gpa, im also a part time worker. i only make around 400 bucks a month. Can even afford it?

 

 

How much would a convertible raise my insurance?

I'm 16 and my parents are thinking of getting me a convertible. I'm just curious as to how much insurance would charge us extra per month (ON AVERAGE) since the car is a convertible?? By the way, its a Chrysler Sebring Thanks for your help!!

 

 

When should I apply for car insurance?

I've been a named driver on my boyfriends policy with the car being in his name for the past couple of years. Now he has a company car and I need the previous car to be insured in business class for my work, we've sent away the forms to the DVLA so I will be the registered owner. But I'm wondering, whether now it means our previous insurance covers the car which i'm still driving daily or not, so should I apply for my own insurance now for when the documents come back or wait until after I recieve the documents!? I'd hate the thought of being pulled over and getting points on my licence for not getting this change over correct! Thanks for any help!

 

 

The best car insurance for a beginning teen?

I want to start driving, however one responsibility is paying for my own car insurance. I am 16 years old and am interested in a 2005 Volkswagen beetle. I was wondering what is the best car insurance company for a teen beginning driver, something affordable for a teenager's income please lol. Thank you.

 

 

Insurance for a motorcycle in Toronto.?

I am an 18 year old Torontonian planning to get a new kawasaki ninja 250R. It would be a great help if someone can give me an idea of about how much it would cost me for the insurance coverage the ninja 250r. (Both basic as well as other plans.) I don't have a license yet which i am planning to get once i figure out everything.( the cost, insurance procedure etc etc.) Here in toronto, we don't have the luxury to ride two wheelers year round because we have so called the FRIGID TEMPERATURE during the winter. Do i still have to pay insurance during the winter regardless the fact dat i won't be able to ride my ninja during the winter?

 

 

Will my car insurance go up?

I got my first driving ticket for going 75 in a 65 and didnt use my blinker and it was a 170 dollar ticket. Will that make my insurance go up? if so how much?

 

 

I just got married, does my parents health insurance still cover me?

I got married on the 5th of december of 2010, neither my husband or I has health insurance through our work, and neither of us are still attending college, I know they have made a lot of changes with Health insurance lately and I have a prescription that usually costs about $200/month, but with the Insurance it is only $15, I stumbled upon a website that says I can still be considered a dependent even if I am married, since my job doesn't offer Health plans, but it doesn't say anything about being married in the middle of the insurance plan year (starts and ends in August). The website is http://quinnscommentary.com/2010/03/24/no-child-left-behind-big-changes-for-employers-and-employees-as-adult-children-remain-in-health-plans/ If anyone can dicipher if it does in fact state anything about being married within the insured year, or if you know of any other websites, or anything about how marriage affects health insurance with all the new plans and Amendments to those plans. Any and all help will be greatly appreciated!

 

 

Comprehensive Auto insurance?

I'm sure someone has already answered this question, but i couldn't seem to find it. Ok I have AAA comprehensive auto insurance and my question is if i was parked outside at a meter and someone hit me would i be covered? Also same scenario just in a parking lot. Thank you, for anyone that answers this question

 

 

Affordable health insurance? My husband's work does not pay for mine nor our son's insurace so we pay out of?

pocket. We have Aetna right now but they just keep jacking our prices up. My husband has not been to the doctor at all this year and they have raised his prices too. Does anyone know of a good health insurance plan that is affordable please?? Thank you!

 

 

Do you have to insure a vehicle that's not driven?

I own a Jeep that sits in front of my house (its not driven). Do I have to insure this vehicle?

 

 

Insurance company, can I ? Urgent?

I had a traffic accident with a bus and I had surgery, my health insurance payed 70% of all treatment fees and I payed 30%. now I have right to a compensation from the bus' insurance company because it was the bus driver mistake. they asked me for all the receipts to calculate the total cost. now I wanna include the amount paid by my health insurance company, do I have the right to do that ? I would like also to know if the 2nd insurance company can contact the hospital in which I had surgery to ask who payed the surgery fee. can they do that with my ID / or would the hospital provide them the information. Thank you so much, I need to now as soon as possible.

 

 

Does State Farm homeowners insurace typically cover foundation damage?

I have a big water leak in the basement. Water is leaking from between the flooring and the walls. The house is about 75 years old. Do homeowners policies usually cover fondation damage? I can't find my policy to look. I'd like to have a general knowlegde before I call them during the work week. Thanks!

 

 

Cheapest car insurance for a teen in florida ?

Im currently 17 years old; Im getting my driver license next week. I have a 1995 Nissan Sentra and I wanted to know what would be the cheapest insurance in Florida. I was thinking of getting my PIP only, but my price ranges are 0-250 a month. I also have a 20 year brother who had his drivers license since he was 17 years old and I was thinking if I can out his name as the head of the car insurance and add me as a secondary driver but I dont if it will be cheaper ??? If you know of an insurance that provides more than a PIP for my price range please let me know ??? If the insurance will not be cheaper under my brothers name, !!

 

 

How is mandating health insurance like mandating auto insurance (according to Obama)?

Auto Insurance: If I don't want auto insurance, I don't have to drive. Auto insurance is a CHOICE. Health Insurance: Will be the only thing somebody HAS to pay simply for being alive in America. Some people do NOT agree with ANY main stream health practices like myself. I would NOT go to a doctor even if I was on my death bed. Comment: Does it concern ANY of you that this mandatory health insurance will be the FIRST thing the government REQUIRES you to buy. Even Taxes are a choice. Some people chose to work for goods and barter (Amish). Isn't this America, where I can choose to seek alternative health rather than be forced to pay for something for merely being alive? Also, what about Church of Christ Scientists - Why force people who are religiously opposed to our health care system to buy health insurance. Many Christ Scientists will die before they seek main stream health. This plan makes me sick.

 

 

What's a good cheap health insurance for a college student?

My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.

 

 

How much on average would liability insurance cost after 2 dwi's (5 years ago)?

It's been over 5 years (and sober!). I'm on a tight budget though and need a car for work now. I already figured what the interlock will cost me, but I have no idea on insurance. I don't know if it will be $100-$300 a month. After the first DWI (bad college years), it was about $125 a month I think. So I'm really hoping it stays under $250 at least a month just for liability. Anyone have any ideas? Thanks :)

 

Excluded on Parents Auto Insurance Policy?

My mom always likes to give me bs answers about things she does relative to unfavorable acts towards me. A little bit about the situation: I'm an adult 31 with a clean driving record. I live in another state and hardly see my parents. Anyways, I come to discover upon visiting my mom that I have to rent a car in order to drive rather than borrow any of their cars. I believe they've chosen to exclude me on their auto policy. (She showed me my name there as an exclusion.) What I don't get is why would I even be of any concern if #1 I live out of state. #2 I haven't lived with them for almost 15 years. #3 I've NEVER driven any of their vehicles. My question is since I can't get a straight answer from mom... Why would their insurance company voluntarily put me on their auto policy as an excluson other than if they requested it?? My mom says they just put it there because I used to live with them. This doesn't add up because I have 2 brothers that don't live with them either

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